Volume 6 | Issue 4

Journal Title: National Journal for Legal Research and Innovative Ideas

ISSN(O):2582-8665

Frequency : Quarterly

Volume : 6

Issue : 3

Period : July- Sep 2026

1. GENOCIDE AND INTERNATIONAL CRIMINAL LAW: A STUDY OF THE ROHINGYA CRISIS

By- Nayela Raies, LLM Candidate, Faculty of Law, Aligarh Muslim University, Aligarh 

•Abstract

Genocide is regarded as one of the gravest crimes under international criminal law because it threatens the existence of entire human groups based on their nationality, ethnicity, race, or religion. The legal concept of genocide was formally recognized through the Convention on the Prevention and Punishment of the Crime of Genocide, 1948, which imposed an obligation upon states to prevent and punish such acts. Over the years, international criminal law has evolved through various treaties, judicial decisions, and institutions, particularly the International Criminal Court (ICC) and the International Court of Justice (ICJ), to ensure accountability for mass atrocities. 

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2. THE MOSAIC OF LAWS: INTERROGATING LEGAL PLURALISM AND INTERFAITH RELATIONS IN PLURAL SOCIETIES

By- Ayush Anand, Law Student, Department of Law, School of Legal Studies, Central University of Punjab

•Abstract

In contemporary plural societies, where diverse religions, cultures, and communities coexist, the legal landscape often mirrors this heterogeneity through multiple, overlapping systems of law—a phenomenon known as legal pluralism. This paper, titled “The Mosaic of Laws: Interrogating Legal Pluralism and Interfaith Relations in Plural Societies,” seeks to critically examine how these diverse legal orders—comprising civil, customary, and religious laws—interact, conflict, and cooperate in shaping interfaith relations and the broader social order. Legal pluralism presents both a recognition of cultural autonomy and a challenge to the universality of state law. It offers a framework through which communities can preserve their religious identity and traditional practices, yet it simultaneously raises questions of equality, justice, and constitutional integrity when different normative systems produce conflicting outcomes. Drawing on comparative experiences from plural societies such as India, Nigeria, and Malaysia, this study analyzes how courts, legislatures, and civil society organizations mediate between competing legal traditions. It explores critical issues in family law, gender justice, minority rights, and religious freedom, emphasizing how legal pluralism can serve as both a bridge and a barrier to interfaith harmony. The paper argues that the coexistence of multiple legal systems necessitates a delicate balance between respecting cultural particularities and upholding universal human rights standards. It further contends that effective interfaith dialogue and inclusive jurisprudence are vital for preventing legal fragmentation and promoting social cohesion. Ultimately, the study proposes a reimagined understanding of legal pluralism—one that views diversity not as a source of division but as a foundation for dialogue, equity, and peaceful coexistence in multicultural nations.

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3. Digital Wills and Succession Laws in India: Legal Challenges, Recognition and the Need for Reform.

By- Anil Kumar Ambalam S (UG Law Student, The Tamil Nadu Dr. Ambedkar Law University)

•Abstract

Digital wills are one such alternative that have emerged as a result of the rapid advancement in digital technologies, allowing individuals to digitally create and store their personal affairs or financial matters which view could differ from traditional testamentary instruments. In India, testamentary succession is primarily regulated by Indian Succession Act,1925 which sets out fundamental requirements for execution and validity of wills whereas Information Technology Act 2000 provides legal recognition to electronic records and electronic signatures pertaining to certain transactions. But neither statute expressly provides for nor regulates digital wills, creating legal ambiguity about their validity, authentication and execution as well as probate. The research method in this study is doctrinal and comparative, including analysis of statutory provisions, judicial precedents and scholarly literature, and selected foreign jurisdictions that have introduced legal recognition of electronic wills. It concludes that India needs a broad statutory scheme on digital wills to provide legal certainty to protect testamentary intent and prevent fraud, and to modernize the law of succession in the context of technological developments.

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4. From Bank Ledgers to Cloud Evidence: Reconstructing Evidentiary Reliability in Digital Banking under the Bankers’ Books Evidence Bill, 2026

By- Bhavi Pungliya, PHD Scholar, Sri Aurobindo Institute of Law, Indore, Madhya Pradesh

•Abstract

For well over a century, the Bankers’ Books Evidence Act, 1891 governed a banking system organised around physical ledgers, and Indian courts proved bank records through certified paper copies accordingly. The Bankers’ Books Evidence Bill, 2026, passed by the Lok Sabha on 5 August 2026, repeals the 1891 Act and, for the first time, brings electronic, digital, virtual and cloud-based records expressly within the statutory meaning of “bankers’ books.” This paper examines whether that expanded definition, together with the Bill’s two-track certification scheme, is enough to establish the authenticity, integrity and reliability of banking records now generated, processed and stored through core banking systems, application programming interfaces, distributed databases and third-party cloud infrastructure, or whether the move from paper to cloud calls for evidentiary safeguards beyond certification alone. Drawing on a doctrinal reading of the Bill’s text, the Bharatiya Sakshya Adhiniyam, 2023, the Information Technology Act, 2000, and relevant Reserve Bank of India directions, alongside case law under Section 65B of the former Evidence Act and Section 63 of the Bharatiya Sakshya Adhiniyam and comparative material from the United Kingdom, the United States and Singapore, the paper contends that the Bill’s certification model performs a valuable but partial function: it mainly confirms that a copy was made and produced, rather than vouching for the integrity of the distributed, third-party-operated systems that generate today’s banking records. The paper’s original contribution is to show, through the comparative lens of the Post Office Horizon prosecutions in the United Kingdom, that a certification-only model creates a structural risk of misplaced trust in system reliability at exactly the point where that reliability is hardest to verify. It sets out a differentiated, risk-based framework built on layered certification, minimum disclosure of audit-trail and access-control information, and a clearer allocation of evidentiary responsibility between banks and third-party cloud operators, weighed against the offsetting costs of compliance burden and litigation delay. The analysis is constrained by the fact that, at the time of writing, the 2026 Bill has not yet been judicially interpreted and public technical detail about individual banks’ cloud architectures remains scarce.

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5. SAFEGUARDING WOMEN AND CHILDREN: AN ANALYSIS OF LEGAL PROTECTION MECHANISMS IN INDIA.

By- Shamila Ali, LLM Student, Criminal Law, Bharata Mata School of Legal Studies, Choondy, Aluva.

•Abstract

Women and children constitute a significant contribution to society, even though they are often vulnerable groups, facing discrimination, exploitation, abuse and other kinds of socio-economic challenges. Protection of their rights are essential for ensuring equality and promote welfare and it reflect justice delivery system. Constitution guarantee fundamental rights for safeguarding the rights of women and children. However, they continue to face various challenges such as discrimination, exploitation, trafficking, abuse, deprivation of rights and harassment etc. Recognizing the needs for protecting women and children against violence, both national and international legal frameworks also commenced well-being of them. Apart from these legislative measures, institutional mechanisms, judicial interventions and other commission and committees also plays significant role to ensure safeguard to them. Understanding these laws are very crucial for the empowerment of women and protection of children in the society. 

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6. Climate Justice as a Health Imperative: Common Good Constitutionalism, the Right to Health, and Global Health Governance in the Digital Age — A Taiwan–India Comparative Perspective

By-Tzu-Yu Chiou (邱子宇), Assistant Professor, Department of Law, Hsuan Chuang University, Hsinchu, Taiwan

•Abstract

Climate change is increasingly recognised not merely as an environmental crisis but as a public health emergency: heat stress, vector-borne disease, air pollution, and climate-induced displacement now rank among the gravest threats to the right to health worldwide. Yet the dominant liberal-rights paradigm, which frames health as an individual entitlement enforceable against the state, struggles to capture the structural, intergenerational, and collective dimensions of climate-related health harms. This paper argues that Common Good Constitutionalism (CGC), as developed by Adrian Vermeule, supplies a more adequate constitutional grammar for climate-health governance in the digital age. Drawing on Vermeule's revival of the classical ius/lex distinction and the doctrine of determinatio, and on Lorenz von Stein's theory of the social administrative state, the paper compares Taiwan's administrative determinatio of health obligations with India's adjudicative determinatio under Article 21, before scaling the analysis to global health governance under the WHO Pandemic Agreement and the amended International Health Regulations, and to the digital dimension of AI-assisted epidemic modelling, telemedicine, and cross-border health data flows.

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7.CONTRACTUAL CAPACITY OF THE COMPANY AND AUTHORITY OF ITS AGENTS: DOES IT AFFORD SUFFICIENT PROTECTION TO THE COMPANY, INVESTORS AND CREDITORS?

By- Ananya Bodh, Law Student, Bansthali Vidyapeeth

•Abstract

‘Contractual capacity’ refers to a company’s legal ability to enter into an agreement with another party and be held liable for the performance of the terms of the contract. The Memorandum of Association (MoA) of a company consists of the ‘Objects clause’ which sets out the objective for which the company came into existence. It contains the rights, privileges, and powers of the company. A company must comply with its objects clause, if it does not comply with the same, it is said to be contracting out of its contractual capacity and therefore to be acting ultra vires, i.e., acting “beyond its powers”.  The ultra vires rule which states that a company has no capacity, expressly or impliedly, to enter a contract which has not been provided for in the company’s objects clause, was coupled with the principle that individuals are presumed to be aware of the company’s public documents, referred to as the ‘Doctrine of Constructive Notice’.  Due to the separate legal entity of the company, the company has the legal capacity and powers of an individual, including the ability to enter into contracts on its own behalf. Another way the company can exercise its legal capacity is through an agent to whom it grants authority.

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8. The Socioeconomic Implications of Biofuel Production and Environmental Sustainability in India: Myth or Reality

By- Dr. Senali Umeshkumar Trivedi, Assistant Professor, Faculty of Law, GLS University & Ms. Bhumika Umeshkumar Trivedi, Advocate, High Court of Gujarat

•Abstract

The most essential issue that is being debated around the world is energy. The environmental friendliness of energy sources is a crucial differentiating feature. The primary objectives of renewable energy are to advance economic growth, enhance energy security, broaden access to energy, and slow down climate change. The utilization of renewable energy and ensuring citizens' access to modern, affordable, dependable, and sustainable energy are two ways to accomplish sustainable development. As a strategy of combating climate change, Bioenergy has gained widespread acceptance. It is pollution-free and free from carbon emission. It is the practical alternative to fossil fuels. As a sustainable, renewable energy source that may lessen a nation's dependency on imported fossil fuels and boost energy independence, biofuels are gaining favor. It is becoming more and clearer that biofuels may be a useful resource of renewable energy, in dissimilarity to the predetermined supply, geopolitical variability, and detrimental universal impacts of fossil fuel energy. Due to the high cost of the production and chemical transformation processes, commercial biofuel production on a wide scale has not yet been achieved. Therefore, commercializing biomass-based biofuels requires an effective and cost-effective production technique. This article emphasizes an overview of renewable and sustainability for biofuel. Increasing the usage of biofuels in emerging nations is at present risky and uncertain in consequence of unanticipated effects on food and biological resources. To attain a further even distribution between sustainability and the needs of the nation, the researcher will highlight the consequences on biological diversity and food for biofuel expansion in this chapter.

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9. THE NEED FOR SPECIFIC INCEST LEGISLATION IN INDIA: ADDRESSING LEGAL GAPS AND PROTECTING VICTIMS

By- Sakshi Vimal & Kislay Parashar, UG Law Students, National Law Institute University, Bhopal

•Abstract

Black’s Law Dictionary defines incest as “Sexual relations between family members or close relatives, including children related by adoption, which was not a crime under English common law but was punished as an ecclesiastical offense, although modern statutes make it a felony.” Given the rampant occurrence of incest cases, it is clearly demonstrated that we need specific legislation concerning incest laws in India. This affirmation must be interpreted solely to positively impact the lives of individuals who are victims of incest, especially vulnerable women and children. The entrenched customs and traditions, combined with religiously sanctioned forms of incest, remain unshaken while acknowledging the denunciation of incest. Moreover, this paper addresses the ongoing debates and arguments surrounding the topic of inclusive research. Importantly, the view throughout is mostly that certain relationships may be permissible by custom as long as they do not fall within the prohibited degrees of kinship. However, addressing sexual abuse requires a different approach. In conclusion, considering the biological implications and the imperative to safeguard vulnerable people, a close examination of heinous cases advocates for the need to enact specific incest laws, instead of attempting to fit such offenses into the existing legal frameworks. 

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10. The Myth of Matrimonial Consent: Marital Rape, Bodily Autonomy and the Failure of Law

By- Mr. Nikhil Bajpai, Founder and Managing Partner, Nyay Veda Law Chambers, Mumbai

Abstract

Despite being a long-standing problem in Indian society, marital rape has not been quickly recognized by the law or made a crime. This in-depth essay explores the present legal context, significant rulings, cultural perceptions, and continuing discussions around marital rape in India. It aims to clarify the particulars underlying this type of violence against women and the difficulties in enacting significant legislative reforms through a thorough investigation. Utilizing an extensive array of legal literature, legal precedent, and sociological research, this piece offers an in-depth analysis of the intricate aspects of marriage-related rape within the Indian milieu.

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11. Electoral Reforms in India: The Necessity for a Transparent Democracy

By - Ms. Tanveen Kaur BCA, LL.B., Practicing Advocate

•Abstract 

Electoral reforms play a pivotal role in shaping the democratic landscape of India while ensuring free, fair and transparent elections. Over the years India has witnessed a series of legislative, judicial and institutional interventions aimed at addressing electoral malpractices and strengthening democratic integrity. This study critically examines key electoral reforms focusing on their effectiveness in enhancing transparency, reducing the influence of money and muscle power and improving voter participation. The paper explores the role of the Election Commission of India in implementing reforms such as Electronic Voting Machines, Voter Verified Paper Audit Trail, and stricter enforcement of the Model Code of Conduct.

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12. POSITION OF WOMEN IN THE DIGITAL AGE: CHALLENGES AND FUTURE PROSPECTS

By- Dr. Gunjan , Assistant Professor, Law Department (Guest Faculty), Himachal Pradesh University Regional Center, Mohli , Dharmshala

•Abstract

The digital age has revolutionized communication, enabling instant global connectivity. Through the internet, improved communication and online platforms, people can connect with each other across distances, fostering collaboration, networking, and the exchange of ideas on an unprecedented scale. The research aims to shed light on the power dynamics that shape gender disparities and unequal outcomes within these platforms. It explores how gender biases and discrimination manifest in various aspects such as income, access to opportunities, and decision-making processes. Women in the digital age are navigating a complex landscape that presents both opportunities and challenges. Empowering women in the digital era requires concerted efforts to address barriers, promote digital literacy, ensure online safety, and foster inclusivity. By recognizing and addressing the unique experiences of women, particularly through an intersectional lens, society can unlock the full potential of women's participation, leadership, and innovation in the digital age.

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13. CORPORATE CRIMINAL LIABILITY IN INDIA: FROM IDENTIFICATION TO ACCOUNTABILITY

By- Shambhabi Mohapatra, LLM Candidate, SNIL, Siksha O Anusandhan, Deemed to be University

•Abstract

In India, the development of this concept has been a mix of judicial interpretation and growth of the law. Under the modern system, a corporation, though not a physical person nor a mind, is a person capable of committing a crime. The problem is how to determine who or what can be treated as the corporation's acts, and who or what has the corporation's guilty mind. Indian courts have gradually solved this issue through the doctrine of identification and related principles of attribution. Important foundations for holding companies and individuals accountable are set out in the Companies Act, 2013, the Bharatiya Nyaya Sanhita, 2023, and specialised statutes. The current state has been defined by judicial rulings such as Standard Chartered Bank, Iridium India Telecom, Sunil Bharti Mittal, and Shiv Kumar Jatia. However, there are deficiencies in corporate sentencing, corporate attribution, procedures, deferred prosecution, compliance, and organisational Accountability. Comprehensive legislation is thus required to harmonise and strengthen the ability of companies to be held liable for crimes. 

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14. LEGAL ISSUES AND CHALLENGES OF CORPORATE SOCIAL RESPONSIBILITY IN THE DIGITAL ECONOMY

By- G. Uday Kumar, LL.M. (MSS Law College, Corporate & Securities Laws) Osmania University Hyderabad

•Abstract

Corporate Social Responsibility (CSR) in India, mandated by Section 135 of the Companies Act, 2013, was designed for an industrial-era economy centered on tangible assets and geographically identifiable communities. The speed at which the digital economy – platform firms, data-driven corporations and algorithmically mediated markets – has come into being has disturbed a number of assumptions underpinning this paradigm. This paper addresses the legal concerns and obstacles that occur when CSR requirements based on thresholds of net worth, turnover and profit are applied to firms in the digital economy whose value generation is intangible, data driven and often jurisdictionally dispersed. It looks at gaps in the existing CSR Rules as they apply to technology businesses, issues around what defines “community” and “impact” in a digital setting, and the sufficiency of existing disclosure and monitoring procedures operated by the Ministry of Corporate Affairs. It suggests a re-calibration of the CSR jurisprudence to reflect the realities of the digital economy, based on comparative regulatory developments and concludes with recommendations to align India’s CSR compliance architecture with the operational and ethical realities of platform and data-driven businesses.

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15. AI HALLUCINATIONS AS DEFECTIVE LEGAL ADVICE: WHO SHOULD BE LIABLE? 

By- Smiksha, UG Law Student, Chandigarh University 

•Abstract

Artificial intelligence (AI) is now deeply integrated into our daily lives. More and more people are relying on tools such as ChatGPT and other legal AIs to help them understand the law, navigate contracts and seek legal advice. While these AIs can be very helpful, they are not always completely accurate, often making up information that sounds correct but is completely false called an ''AI hallucination''. However, if an individual takes an action based on these fabricated yet realistic statements and is harmed by it, who is liable for such hallucination? Is it the company providing such AI liable? The lawyer using it? Or even the individual themselves. This paper discusses the concept of AI hallucinations as a source of defective legal advice and the legal principles that could be used to govern liability. The paper argues that although AI is a valuable tool that can enhance the efficiency of legal practice it is not a substitute for professional legal opinion. The paper will review the legal principles, case law and ethical frameworks relevant to the issue and will conclude with recommendations on the most appropriate way of governing liability to ensure that legal practice remains ethical and that the public is protected from the risks associated with the use of such technologies. 

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16. Color, Competition, and Creativity: Rethinking Trademark Protection of Aesthetic Features in Fashion

•Abstract

By- Naisha Devanshu Wadhwana, UG Law Student, Institute of Law, Nirma Univeristy

The increasing awareness of colour trademark brings out an inherent contradiction between the objectives of trademark legislation and the requirements of competition and creativity in the fashion industry. While it may become distinctive through sustained use, the use of colours as a trademark can also hinder the ability of competing parties to use a basic ingredient in creating aesthetics. This paper examines the issue in the light of a comparative study of the colour trademark systems in India, the US and the EU. It is argued that the established concepts of distinctiveness, secondary meaning, functionality and color limitation have been developed in order to address the contradiction arising out of the dual nature of use of a trademark as a source indicator as well as an element of aesthetics for the industry as a whole. It created the problem of aesthetic monopoly. For the purpose of solving this problem, this paper offers the ‘Aesthetic Necessity Test’, which consists of four steps, namely: (i) Whether there is any secondary meaning of the color; (ii) Whether the color fulfills an important aesthetic role; (iii) Whether there will be any significant hindrance for future competitive freedom through exclusivity; and (iv) Whether trademark protection can be made as narrow as possible to keep the balance between trademark and source identification interests without hurting competitive freedom. This test has been applied to the cases of the red sole case of Christian Louboutin, the purple of Cadbury and the pink of Owens-Corning.

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17. REHABILITATION OR REALITY? AN EMPIRICAL STUDY OF JUVENILE JUSTICE IN INDIA

By-  Dr. Bhavana Sharma, Assistant Professor of Law, School of Legal Studies, Himachal Pradesh University Regional centre, Dharamshala, HP

•Abstract

Indian juvenile justice system is based on the reformative philosophy that children in conflict with law require care, protection, rehabilitation, and reintegration rather than punitive treatment. But in reality, the juvenile justice institutions fails to follow these principles and thus there is a significant gap between reformative ideals and institutional realities. In this paper, the researcher has tried to analyse the implementation of juvenile justice administration in India with special reference to observation homes, special homes, rehabilitation mechanisms, counselling facilities, educational access, and post-release reintegration. In this study, both doctrinal and empirical methodologies have been adopted and data have been collected through analysis of statutory provisions, judicial decisions, government reports, NCRB data, and responses collected from juveniles, probation officers, legal practitioners, and social workers. And the study shows that there are structural deficiencies such as overcrowding, inadequate counselling infrastructure, shortage of trained personnel, delay in inquiry proceedings, stigmatization, and lack of vocational opportunities within juvenile institutions. And thus the researcher proposes that juvenile justice administration in India requires stronger rehabilitative infrastructure, specialized training, psychological support systems, and community-based reintegration models to transform reformative theory into meaningful institutional practice.

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18. WHEN LEGAL AID ARRIVES TOO LATE: PROCEDURAL DELAYS IN PRISON ADVOCACY FOR UNDERTRIAL PRISONERS IN INDIA

By- Bhoomi Singh, LLB Student, Symbiosis Law School, Pune

•Abstract

A case in point illustrating the hardships faced by undertrial detainees in India is the case of 35-year-old Shishir who hails from Palghar (this is a pseudonym to keep the identity of the concerned person a secret). He has spent nearly three years in prison because a murder case has been registered against him, yet his trial had not begun. Finally, in October 2024, he was released after getting bail, something that he was not able to get for years because the amount of bail was set at Rs. 25,000. This plight is not only exclusive to Shishir but is also faced by many other Undertrial prisoners in India. This paper examines the legal framework governing prison advocacy and the treatment of undertrial prisoners in India. It posits that it is not sufficient to just evaluate the efficacy of legal aid solely based on the provision of the legal aid per se but must take into account the timing of the provision of the same. If legal aid reaches an undertrial prisoner only after the critical period has passed, then it may not prevent the arbitrary detention but instead carry the effect of legitimising it.

19. AI-GENERATED WORKS AND COPYRIGHT OWNERSHIP: A COMPARATIVE LEGAL STUDY OF INDIA, UK, US, AND EU

By- Mustafa Kapadia, UG Law Student, Unitedworld School of Law, Karnavati University

•Abstract

Generative AI systems, including Generative Adversarial Networks (GANs), transformer-based Large Language Models (LLMs), and diffusion models, can now create literary, musical, and visual works comparable to human creative output. Since its creation in the Statute of Anne 1710, copyright law has been based on the assumption of human authorship as the source and recipient of creative rights, and there is a lack of legal clarity in the area of authorship, ownership, and copyright eligibility of works created by artificial intelligence systems. This study compares the approaches of India, the United Kingdom, the United States, and the European Union. The United Kingdom has a statutory provision for computer-generated works under section 9(3) of the Copyright, Designs and Patents Act 1988. The United States has upheld a stringent human authorship criterion based on constitutional text, recently affirmed in Thaler v Perlmutter (2025). The Indian Copyright Act 1957 has a fledgling provision for computer-generated works in section 2(y), but judicial interpretation has been minimal. The European Union is overlaying its AI regulatory framework on its prior copyright framework. By comparing the statutes, judicial rulings, and policy considerations of these four jurisdictions, this study finds that all four hold the view that an AI system cannot be a copyright author, but none has yet developed a comprehensive and operationally robust framework beyond that point of consensus. The most urgent gap is the absence of a clear, practical test for when a human has exercised sufficient creative control over an AI-assisted work to warrant copyright protection. The study proposes codification of the human authorship requirement, a workable human control test, training data transparency, sui generis protection for AI outputs, and active international harmonisation through WIPO.

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20. MAPPING THE INTELLECTUAL LANDSCAPE OF BANKING AND FINANCE LAW: A BIBLIOMETRIC PERSPECTIVE

By- Ganga J. Darsan (Research Scholar, School of Indian Legal Thought, M.G. University, Kottayam) & Ganesh B. Nair (Assistant Professor,, Marine College, Kuttikanam, Idukki)

•Abstract

This study presents a comprehensive bibliometric analysis of research in Banking and Finance Law using data retrieved from the Web of Science database. A total of 1,038 documents published between 1989 and 2025 were examined through Biblioshiny, the R-based interface of the Bibliometrix package. The objective was to identify major publication trends, influential journals, prolific authors, widely cited documents, emerging themes, and global contributions to the field. Findings reveal a steady growth in scientific production with an annual growth rate of 2.46%. The Banking Law Journal, Journal of Banking & Finance, and European Business Organization Law Review emerged as leading publication sources. Prominent authors such as Dunne GT and Barnett W have significantly contributed to the domain, while works by Arouri ME (2011) and Arner DW (2020) were identified as highly cited. Thematic evolution analysis shows a shift from governance and political finance issues to recent focus areas like financial regulation, fintech, and economic stability. Geographically, the United States leads in research output, followed by the United Kingdom and China. This study provides valuable insights into the intellectual structure and research dynamics of Banking and Finance Law, offering guidance for future academic inquiry, policy formulation, and journal editorial planning.

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